Group Insurance Partners

HealthPlus - Health, Drug, Dental and Travel Insurance

Designed for independent professionals, small business owners, freelance and contract workers.  Excellent coverage at favourable rates.

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Designed to bring the buying power of a big group to individuals and small firms, Health Plus™ offers superior coverage at lower rates. 

TESL Health Plus™ advantages include:  $30,000 per year for prescription drugs; $750 for paramedical services per type of practitioner; $1000 dental, no deductible; 100% of travel emergency health bills; and coverage of many more health services and supplies.   Rates start low and stay low, even as you age.  Choose from two coverage level options and single, dual or family plans.  

Underwritten by Green Shield Canada and the Beneplan Cooperative, Health Plus™ is only available through our independent broker, Loran Insurance. President Terry Flynn designed Health Plus™ to bring better value to people without health benefits.  

Experts in benefits for self-employed individuals, small and mid-sized firms, the Loran Health Plus™ team can also advise on critical illness, disability, life and group insurance.


NEW! WELLNESS RESOURCES included with your benefits plan.

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Call or email to ask questions, explore options or apply. 

Please mention your TESL membership.

1 -877-218-0394    416-498-6944

For personal, no-pressure service and expert advice from a family-run firm.

The Personal


The service you want, the coverage you need.
Insurance that works for you.

It’s time you felt confident about your home and auto insurance. As a member of TESL Ontario, you get access to exclusive group rates from The Personal, and a seamless experience every step of the way – from getting a quote to making a claim.

As one of Canada’s leading group insurers, with the trust of 700+ organizations who have partnered with us, we’re committed to making insurance as straightforward and affordable as possible.

Auto Insurance

An easy road to savings

  • Conviction-Free: Save up to 15%
  • Multi-Vehicle:1 Save up to 15% on each car’s premium when you insure two or more cars

Home Insurance

Because it’s more than just the place you live

  • All-Risk Insurance: Your home and the things inside are covered against fire, theft, vandalism and certain types of water damage
  • Claims-Free: Save up to 20%
  • Security System:2 Save up to 20%

With you, whenever you need us

As a client, manage your policy or file a claim, anytime, anywhere with Online Services, and you could get the most out of your insurance with The Personal App

  • Ajusto® : Save after just 100 days of safe driving3
  • Alert ™: Get an alert if water or freeze is detected in your home
  • Radar ™ weather alerts: Get an alert if there’s a hailstorm, windstorm or other major weather system that could damage your property

Get a quote and see what The Personal can do for you.

The Personal refers to The Personal Insurance Company. Certain conditions, limitations and exclusions may apply. Savings and discounts are subject to eligibility conditions and may vary by jurisdiction. Rates and discounts are subject to change without notice. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Auto insurance is not available in MB, SK and BC due to government-run plans.
1 Up to 15% in NB, AB and the territories; up to 10% in NS, PE and NF; up to 7.5% in ON..
2 You could save up to 20% if your home has a monitored fire alarm, burglar alarm and automatic sprinkler system.
3 Ajusto is underwritten by The Personal. ®Ajusto is a registered trademark of Desjardins General Insurance Inc., used with permission by The Personal. The discount does not apply to certain endorsements and additional coverages. Subscribers must drive at least 1,000 km during the mandatory 100-day usage period.
TM Radar and TM Alert are trademarks of Desjardins General Insurance Group Inc., used under license.